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These are Reader and general FAQ's. You can see the Creator or Publisher FAQ's here.
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Paygo is a platform where Creators can publish content and utilize a micropayments paywall to support their work.
To make Journalism profitable again, we need a business model affordable enough for the consumer to use daily but profitable enough for the Publishers. Consumers need to read diverse opinions without buying subscriptions to everything and sharing their data with every news source. Publishers need better monetization models for their content, other than Subscribe or take a hike.
Paygo Vision: Every Paywall should allow consumers to anonymously “unlock” access to a specific article with a “Pay As You Go” model
Imagine if every Paywall has a button that acts as a virtual keyhole. Each consumer can anonymously unlock their Paygo account and read the specific article in a Pay As You Go model for several cents. Several cents may not sound like much money, but it can represent ten times what the Publisher would earn on ads, generating fractions of a cent per article viewed. With Paygo, Consumers get access to any content they want without a subscription or ads nor the need to signup and share their information with every site. Publishers make much more money than Ads and can offer their content to 100% of their viewers while still offering subscriptions to their most engaged users who need it.
We believe creators, whether an established Publication or a Newsletter writer, should have full ownership of their content and distribute it on any platform they choose. We do not believe there is a one-size-fits-all business model for all content. Every creator should balance a mix of free and open, ad-supported, closed subscriptions, accessible but not free Pay As You Go, as a portfolio of monetization options. The Creator should decide the mix, balancing discovery and distribution vs. profitability and scarcity - their content, their choice. Consumers will decide what to pay for based on their needs and desires.
We are launching a public test of our Micropayments Paywall, partnering with Dan Rather for this test. You can read his thoughts on the subject here. We want to see if this model is interesting for everyday consumers and get some data to see if this makes sense for the Publisher. Dan and other Creators will be publishing content directly to Twitter with a Pay As You Go Micropayments Paywall. Why a public test? We don't know if this model will work. We need your feedback to know if we are on the right track.
Creators write and publish posts on Paygo that also share automatically to their Twitter feed and can be added manually to their newsletter or other social networks. Readers can click on the Tweet to be brought to the Creator’s post, which may have a paywall to support the Creator’s work. Reader’s are not beholden to any subscription and are able to pay-as-you-go while reading great work from their favorite Creators.
Creators determine the price of their work and Reader’s pay only for the work they want to read.
Micropayments are financial transactions involving minimal amounts of money, cents, or fractions of cents. Since digital content has no marginal cost (i.e., a digital article can be read once or a thousand times for the same cost to create), Micropayments can provide a lucrative business model for the Creator negligible for the Reader. Micropayments cannot be supported on the current financial networks since the transaction cost of a credit card payment can easily reach $0.30+ per transaction. Thus, paying 0.05 cents for an article would be a losing proposition. Paygo solves this by doing $3 transactions, holding the balance for the user, and then paying the creator the relevant payment, even a few cents, from the prepaid balance. Paygo will keep a percentage of the transaction to cover the aggregated transaction fees and generate a profit. At the same time, all creators connected to Paygo get to offer Micropayments profitably to their readers. Added benefits are frictionless access (no need to sign up), anonymous transactions (no need to share your personal information, such as email or credit card, to get access), and potentially new digital business models yet to be imagined, unlocked by this new structure.
Free and independent news media is a key part of a functioning liberal democracy. In recent years, with the move to the internet and the weakness of online advertising, our news outlets are suffering financially, leading to consolidation into conglomerates, firing of journalists and shrinking of coverage. The user experience has been getting worse as these sites try and convince you to subscribe and political or financial influence is seeping into our objective news sources. Every time you Pay or Subscribe you are helping keep our media free. Every time you circumvent the payment you are effectively hurting our democracy. Do your part, pay for what you read.
Click on “Join with Twitter” and authorize Paygo to create an account.
I want to sign up but I don't want to link my Twitter account.
I am a Creator with a question about working with Paygo.
How do I see my Paygo balance and transactions?
You can see your balance to the left of your profile picture. To see your transaction history, click on your profile picture and select “My Purchases.”
How do I reload my balance?
When you run out of balance and click on a payment button, we will prompt you to pay with Apple Pay/Google Pay (whatever is active on your browser) with credit card as a backup.
Paygo supports Apple Pay, GPay (Google Pay) and Credit cards.
I am not from the United States. How do international transactions work?
Paygo supports Apple Pay, GPay (Google Pay) and credit cards via Stripe which will charge from your payment method converted to your native currency. However on Paygo you will currently see all prices in USD.
Please contact help@paygo.media for more information.
When you switch browsers or devices, Paygo sometimes forgets you due to the way cookies are treated. All you need to do is “login” and Paygo should remember this browser/device from now on.
I have a problem with my service - how can I contact you?
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Check out our FAQ’s here and if you can't find an answer, email help@paygo.media
Can I see a few articles to get the idea of how it works?
‘An EZ Pass’ for Journalism: Why Paygo says Micropayments Are the Industry’s Future
Decades After Going Online, News Organizations Still Face Numerous Strategic Risks
40% Americans hit Paywalls frequently and 37% would “pay to read any article if the price was right”.
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Why (and how) should Publishers add Micropayments to their Paywalls